Monetary damage awards from lawsuits continue to increase. Personal umbrella policies provide you with an extra layer of liability coverage above and beyond what your Auto, Home and Boat policies provide. A typical liability policy is designed to protect your assets in the event you are found legally liable for someone else’s property damage or bodily injury. Unfortunately, the liability limits under your Auto, Home or Boat policies may not be adequate to provide the protection you need. Unlike your Auto, Home and Boat policies that usually apply only in the United States, a typical umbrella policy follows you around the world.

The Umbrella Policy can provide the additional coverage you need at a relatively small cost.